Terms of Service
Last updated: April 3, 2023
Agreement to Terms
These Terms of Service constitute a legally binding agreement made between you and WorldScore, concerning your access to and use of our decentralized credit score platform. By accessing or using WorldScore, you agree to be bound by these Terms. If you disagree with any part of these terms, you may not access the platform.
Description of Services
WorldScore provides a decentralized credit scoring platform that allows users to establish and maintain a credit score based on their financial behaviors and transaction history. Our services include:
- Creating and maintaining a decentralized credit profile
- Analyzing financial data to generate a credit score
- Enabling users to share their credit information with third parties of their choosing
- Providing educational resources about credit and financial management
User Accounts
To use certain features of our platform, you must register for an account. When you register, you agree to:
- Provide accurate, current, and complete information
- Maintain and promptly update your account information
- Maintain the security of your account credentials
- Accept responsibility for all activities that occur under your account
- Notify us immediately of any unauthorized use of your account
Decentralized Nature of the Platform
WorldScore operates on decentralized blockchain technology. By using our platform, you acknowledge and agree that:
- Transactions recorded on the blockchain are immutable and cannot be reversed
- You are responsible for maintaining your private keys and wallet security
- We cannot recover lost access credentials or private keys
- The platform operates according to smart contract code that executes automatically
User Responsibilities
As a user of WorldScore, you agree to:
- Use the platform only for lawful purposes
- Not engage in any activity that could damage, disable, or impair the platform
- Not attempt to gain unauthorized access to any part of the platform
- Not use the platform to engage in fraudulent activities
- Provide accurate information when connecting financial accounts or submitting data
Intellectual Property
The WorldScore platform, including its original content, features, and functionality, is owned by WorldScore and is protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on our platform without our prior written consent.
Third-Party Services
Our platform may integrate with third-party services or contain links to third-party websites. We are not responsible for the content or practices of these third parties, and your interactions with them are governed by their respective terms of service and privacy policies.
Disclaimer of Warranties
WorldScore is provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding the operation of the platform or the information, content, or materials included on the platform. We do not guarantee that the platform will be uninterrupted, secure, or error-free.
Limitation of Liability
In no event shall WorldScore be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or other intangible losses, resulting from your access to or use of (or inability to access or use) the platform.
Changes to Terms
We reserve the right to modify these Terms at any time. We will provide notice of significant changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of the platform after any changes constitutes your acceptance of the new Terms.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which WorldScore is established, without regard to its conflict of law provisions.
Contact Us
If you have any questions about these Terms, please contact us at:
Email: support@worldscore.org